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Inver Grove Heights Schools
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HOME
DISTRICT
About Us
Enroll
School Board
Departments
Intérprete
Resources
199 Replies
Board Elections
199 Future Ready
SCHOOLS
Early Learning
Hilltop Elementary
Pine Bend Elementary
Salem Hills Elementary
Atheneum Gifted Magnet Program
Inver Grove Heights Middle School
Simley High School
199 Online High School
ACTIVITIES
Activities Website
Activity Fees
Activities Forms
Activity Schedule
Conference Sites
Registration
NEWS & EVENTS
Sign Up for Newsletters
District News
199 Reporter
District Calendar
Community Flyers
COMMUNITY
Community Education
Spartan Kids' Care
Get Involved
IGH BEST Foundation
Simley Yearbooks & Hall of Fame
Alumni
Facility Use
Community Flyers
CAREERS
Open Positions
ISD 199 Human Resources
CONTACT US
Early Learning Staff
Hilltop Staff
Pine Bend Staff
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IGH Middle School Staff
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Life Insurance and Accidental Death
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Benefits
Life Insurance and Accidental Death
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Life Insurance and Accidental Death
Inver Grove Heights Schools
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Life Insurance and Accidental Death
General Information
Life insurance is available to benefit eligible employees. It begins on the first day of employment or January 1st if enrolled during the annual open enrollment. Employees have 30 days from their start date or during the annual open enrollment period to sign up for Life Insurance. If you do not sign up within 30 days of your start date, you will not be eligible until the next annual open enrollment period (typically in November).
A basic term life insurance policy is provided at no cost for all regular and active full-time employees working a minimum of 20 hours per week. Basic and Supplemental Life Insurance reduces to 50% at age 70 and terminates upon retirement. Dependent Spouse and Dependent Child Life Insurance does not reduce and terminates upon the Employee's retirement. The amount of the policy varies by labor agreement or individual contract. Accidental death coverage is included. Employees also have the option to purchase supplemental life insurance for themselves at their own cost. National Insurance Services is the broker and Ochs is the administrator for Securian Financial, the current Life Insurance carrier.
Changes to coverage are issued based on approval of good health. The Enrollment Form is required to be completed for any employee adding or changing coverage as a result of a qualified status change or during open enrollment. Changes to the Designation of Beneficiary Form can be updated at any time.
Questions, please contact Natalie Holmstrom at 651-665-3789 or
[email protected]
.
Ochs, Inc. | A Securian Financial Company
More value. More choice. More support.
General Phone Number: 800-392-7295
Fax Number: 651-665-3791
www.ochsinc.com
What is Life Insurance?
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